WHAT WE DO

We’re using AI to reimagine
financial services

Fincentify provides innovative financial solutions to consumers globally under its brands, including Nyble, which helps consumers access and improve their credit in an new way.
Nyble, a new way to build credit.
Building credit is a catch-22. It's hard to get started, unless if you already have a credit history already.

Nyble helps credit-invisible consumers access interest-free credit building lines without the use of any credit history. Instead we approve consumers using AI, industry leading alternative data and cashflow signals, empowering consumers to start their financial journey without the need of having credit history.
Nyble is growing across Canada and the United States
Name
Status
Date
Lana Hall
Onboarding
10th June 2025
Francesca Swift
Funding in progress
8th June 2025
Jacob Rowland
Funding completed
13th May 2025
Sophia Martinez
Funding completed
15th June 2025
Liam Johnson
Funding completed
22nd July 2025
1,000,000+
increase in total credit score points
Since inception, our credit building platform have helped credit invisible consumers increase their credit scores by more than one million points.
250k+
registered users
We've helped more 250k customers across the United States and Canada improve their financial health.
our locations
Spanning across New York, Toronto & Montreal
We serve consumers all over North America, our services are currently available in Canada and in the United States.
Oakville, ON
HQ Office
132 Trafalgar Rd
Downtown Montreal, QC
R&D Office
1155 Metcalfe St
New York, NY
U.S. Office
1350 Ave of the Americas
Careers at FINCENTIFY
Build with us, deliver impact.
Join our small, nimble and fast team, start owning real products and deliver your best work and real impact.
See Careers
See Careers